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Income Protection

Income Protection

Safeguard Your Earnings if You’re Unable to Work.

If illness or injury prevents you from working, income protection may help cover essential expenses. We’ll guide you through the options and help find cover that fits your circumstances.
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Reasons to choose BM14 Finance for protection advice

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Independent Advice

Personalised Plans

Friendly Service

Compliance Confidence

Protect Your Income and Future

Income protection insurance is a type of policy designed to help protect you financially if you’re unable to work due to illness or injury. It provides a regular income until you’re able to return to work, retire or until the end of the policy term. Income protection can give you peace of mind knowing that you and your family will be financially supported during difficult times.

Our range of policies are designed to suit your individual needs and budget, so you can find the right level of cover that gives you the protection you need. Let us help you secure your financial future and protect your peace of mind with my income protection insurance policies.

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Specialist Advice That You Can Trust

We work with a broad panel of lenders, so we’re not tied to any one provider.
You’ll get impartial advice focused on your needs, helping us find the right
product for your circumstances.
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Your Lifestyle

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What information do I need for a personalised quote?

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Frequently Asked Questions

Income protection is an insurance policy that can pay you a regular income if you are unable to work due to an accident or illness. It can help you cover your essential expenses and maintain your lifestyle, providing you with peace of mind.
Anyone who relies on their income to cover their living expenses can benefit from income protection cover. It is especially useful for those who are self-employed or don’t have sick pay benefits from their employer.
Income protection cover pays out a regular income if you are unable to work due to illness or injury. You choose the amount of cover you need and the waiting period before the policy starts paying out. The longer the waiting period, the lower the premium.
The cost of income protection cover can be affected by various factors, such as your age, occupation, health, and the amount of cover you need. If you have a high-risk job or a pre-existing medical condition, you may have to pay a higher premium.
In short, yes. This is probably one of the most important things when you’re self-employed. If you suffer from an illness or injury, which leaves you unable to work, what would you do? You may be able to apply for Employment and Support Allowance, which is nominal compared to your monthly income. You can expect to receive up to two-thirds of your monthly salary.
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